Running a business can be stressful because it can feel like your work is never done. But the act of spring cleaning – tidying and organising your digital and physical environment – can offer a timely reprieve. Upgrade/tidy up your website Be sure to check all of your website links as would-be customers will go […]
If you’re weighing up the pros and cons of buying property in 2022, then be sure to do your due diligence in risk analysis. We note that your circumstances are unique, and we don’t offer financial investment advice – that’s not our line of business as your insurance broker. Below we offer some research from […]
About one in five Australians reportedly have a mental health condition, and the number is increasing. Work-related psychological injuries or mental health conditions are a significant concern for businesses. And it’s not just workers. Almost half of Australian SME owners say that running their businesses directly impacts their mental health and well-being, according to a recent MYOB […]
More than 700 federal, state and territory laws apply to business owners, directors and managers when things go pear-shaped in their organisations. That means you, as a business owner, could be held personally liable. Your business could risk financial devastation through costs, fines, and settlement payouts. It’s a risk that could involve your personal assets, such […]
Since early 2020, you’ve probably focused on managing COVID risks for your business. But has that blinkered you from tackling other risks and building resilience? If so, you’re not alone. According to software platform Dataminr’s survey, Australian businesses’ biggest distractions for this year are: COVID (67%) Staffing (45%) Supply chain (40%) Cyber crime (40%) Climate change […]
Economic uncertainty may have prompted you to reduce, change or cancel your business interruption insurance. That’s a natural reaction in these uncertain times. However, as your broker/advisor, we’re mindful of how that could impact your business and possibly come back to bite you. You’d know this essential cover replaces the business income you lose in […]
In the wake of the second La Niña weather pattern in a row and a fair chance of another one in the wings, how can farmers improve their pasture growth over winter? If your pasture growth rates have been lacklustre this autumn, try boosting them by following these tips. Grazing management Agriculture Victoria suggests these options: Grazing. […]
Are you sure you’re up to date on your responsibilities as an employer to limit the spread of the COVID-19 virus in your workplace? In this, the third year of living with the pandemic, beware of what the World Health Organisation calls the ‘infodemic’ – an overwhelm of false and misleading information. We’ll aim to cut through […]
Property investor numbers are at a record high, according to the Australian Bureau of Statistics. In January, new investor housing loan commitments rose more than six percent to $11 billion seasonally adjusted. Across the country, rents are up, with the average house costing $520 weekly. Up to a fifth of Australian adults are landlords like you, according […]
Cybercrime costs the Australian economy $42 billion annually, says the University of NSW. It estimates just one-fifth of online crime is reported. The rise of cyber threats Last year, reports of cyber attacks such as ransomware, rose by 105% globally, but cyber experts don’t yet understand the reason for the upturn. It could have been due […]
